Human Capital Business Resource (HCBR) Group Inc. announced today that it’s offering a new master health insurance plan through Humana. HCBR’s Master Plan with Humana provides its clients with a group platform removing potential cost implications of community rating for small businesses. The Humana Master Health Plan has been in effect since January 1st, 2015 and has been actively providing current HCBR clients with much need medical cost savings.
The new plan gives HCBR clients competitive and cost-effective benefits that protect small business owners in an effort to let them focus on growing their business. With the Humana plan, HCBR can provide great enhancements to its HR and PEO solutions for entrepreneurs and small business owners. In addition, the Humana Master plan offers access to their industry leading vision insurance option.
Groups that are currently enrolled have experienced significant cost savings, and anticipate long-term cost stabilization.
About HCBR Group
HCBR Group Inc. helps clients grow and succeed by serving as an expert resource for specialized human capital business services. With operations in Chicago, Atlanta, The Caribbean, South America and the Middle East, HCBR Group acts as an extension of its clients’ HR department, provides relief from the day-to-day burdens of employee management, payroll, state, local and international tax and regulatory issues, and more. HCBR Group is an active member of NAPEO and SHRM, and it enhances its own talent through training, technology and career development. HCBR Group offers a single-source solution for employee benefits administration. A Benefits Specialist will work with your business to simplify employee benefits management services to fit your organization’s needs, regardless of size. For additional information, visit http://www.HCBRGroup.com.
Humana Inc., headquartered in Louisville, Ky., is a leading health and well-being company focused on making it easy for people to achieve their best health with clinical excellence through coordinated care. The company’s strategy integrates care delivery, the member experience, and clinical and consumer insights to encourage engagement, behavior change, proactive clinical outreach and wellness for the millions of people we serve across the country.
Since excess weight puts you at risk for many health problems, you may need to set some weightloss plans to help avoid those risks and prevent disease.
But what should be your long-term goal? And what short-term goals should you set to help you get there? You have a better chance of attaining your goals if you make sure that the weight loss plans that you will use are sensible and reasonable right at the beginning.
Here are some guidelines from the experts in choosing weight loss plans and goals.
1. Be realistic
Most peoples long-term weight loss plans are more ambitious than they have to be.
For example, if you weigh 170 pounds and your long-term plan is to weigh 120, even if you have not weighed 120 since you were 16 and now you are 45, that is not a realistic weight loss goal.
Your body mass index or BMI is a good indicator of whether or not you need to shed of pounds. The ideal BMI range, according to the national Institutes of Health, is between 19 and 24.9. If your BMI is between 25 and 29.9, you are considered overweight. Any number above 30 is in the obesity range.
From this point of view, you will need a sensible weight loss plan that will correspond to the required BMI based on your height, because this is the primary factor that will affect your BMI.
2. Set appropriate objectives
Using a weight loss plan just for vanitys sake is psychologically less helpful than losing weight to improve health.
You have made a big step forward if you decide to undergo a weight loss plan that includes exercise and eating right so that you will feel better and have more energy to do something positive in your life.
3. Focus on doing, not losing
Rather than saying that you are going to lose a pound this week, say how much you are going to exercise this week. This would definitely make up of a sensible weight loss plan.
Keep in mind that your weight within a span of a week is not completely in your control, but your behavior is.
4. Build bit by bit
Short-term weight loss plans should not be pie-in-the-sky. This means that when you have never exercised at all, your best weight loss plan for this week should be based on finding three different one-mile routes that you can walk next week.
5. Keep up the self-encouragement
An all-or-nothing attitude only sets you up to fail. Learn to evaluate your efforts fairly and objectively. If you fall short of some goals, just look ahead to next week. You do not need to have a perfect record.
After all, self-encouragement should definitely be a part of your weight loss plans. Otherwise, you will just fail in the end.
6. Use measurable measures
Saying that you are going to be more positive this week or that you are going to really get serious this week is not a goal that you can measure and should not be a ...Read More
The race to fitness is on and a lot of people are getting into the band wagon. Some people do it to achieve a sexy body, some people just do it because they are embarrassed with the body they have now, while others do it simply to remain fit and heatlthy. As such, many fitness programs are out in the internet, in gyms, spas and fitness centers all over. Some are too expensive to afford that one may even lose weight just by trying to work out the money needed to pursue these fitness programs.
One may not have to go to the gym or the spa or any fitness center and spend much just to slim down to obtain that longed for sexy body. There are many books available in the bookstore which offer weightloss programs which are convenient and for free, of course the books are not though. These weight loss programs, or diet plans are gaining immense popularity with so much publicity, testimonials and reviews that one may be confused which exactly to follow. So before choosing which weight loss plan to follow, try reading these summaries about the most popular diet programs out today.
Atkins’ New Diet Revolution by Dr. Atkins. This weight loss program encourages high protein diet and a trim down on the carbs. One can feast on vegetables and meat but should fast on bread and pasta. One is also not restricted against fat intake so it is okay to pour in the salad dressing and freely spread on the butter. However, after the diet, one may find himself lacking on fiber and calcium yet high in fat. Intake of grains and fruits are also limited.
Carbohydrate Addict’s Diet by Drs. Heller. This diet plan advocates low carbohyrate eating. Approves on eating meats, vegetables and fruits, dairy and grain products. however, warns against taking in too much carb. “Reward” meal can be too high on fats and saturated fats.
Choose to Lose by Dr. Goor. Restrains fat intake. One is given a “fat” budget and he is given the liberty on how to spend it. It does not pressure the individual to watch his carbohydrate intake. Eating meat and poultry as well as low-fat dairy and seafoods is okay. A go signal is also given on eating vegetables, fruits, cereals, bread and pasta. This weight loss plan is fairly healthy, good amounts of fruits and vegetables as well as saturated fats. Watch triglyceride levels though; if high, trim down the carbohydrates and tuck in more of the unsaturated fats.
The DASH Diet. Advocates moderate amounts of fat and protein intake and high on carbs. Primarily designed to lower blood pressure, the diet plan follows the pyramid food guide and encourages high intake of whole wheat grains as well as fruits and vegetables and low-fat dairy. Some dieters think it advocates too much eating to procure significant weight loss.
Eat More, Weigh Less by Dr. Ornish. Primarily vegetarian fare and strictly low-fat. Gives the go signal ...Read More