One challenge many people face that gives them some trouble is trying to set up a budget that will enable them to do well with their money – and that they will actually be able to stick with – but while “sticking with a budget” will largely come down to self-control and simply deciding that you will not veer away from the course you have set, there are a few things you can do in order to make a budget a bit easier to stick to.When setting up a budget, one thing that a lot of people fail to think of is the fact that surprises occur every so often, and these surprises should be accounted for before they come along; include an emergency fund in your budget – which you can use for things such as medical, car repairs, or any other surprises that show up – and this will keep you from having to dip into other areas of your budget for these unexpected expenses. A spending budget that is too small is another big thing that causes problems for many people, and while this might look good on paper (after all, cutting down on your spending budget can sure make your savings budget grow!), it will all be for naught if you are unable to stick with this, as you will end up dipping into your savings for extra spending; make your spending budget large enough that it will be practical for you – and then, know what your spending budget is and make sure you do not go above it! @@ADSENSE@@. And you will need to make sure you are strict about your savings money; too many people “eat their seed” – spending the money that they intended to save for bigger items down the road, or for investing, or for both – but when you force yourself to be disciplined with your savings, you will have much greater success with your budget as a whole. As you set up your budget, keep these tips in mind, and you will start having fewer problems with money, and will be able to get a lot more out of the money you make! @@ADSENSE@@.